Women and finances …. 

Women these days are more in control of their finances and future plans than ever. We are increasingly a main, equal or sole family income earner. Women make important decisions daily; we are mothers, wives, friends, daughters – we multi-task we are the heart of our families and networks. It is much more accepted that women are professionals as well as mothers and carers and can hold their own in the finance/working world.  Women invest for futures be it their own or that of their children we do this with our time and our money and our hearts. We are learning more and more to rely on ourselves and each other. Women mean business. 
 

Women today are just as likely to buy property for living in or for investment as men.  They and their income are treated equally as important. You can do this your way .. you can purchase with friends or family or simply alone.  
 

A 25- or 30- year home loan can be a daunting thought … but it is important to be planning ahead. Find out what you need to be able to get what you want. 
 

There are a host of mortgage products available today some of them designed to attract different’ demographics in life.  All products have their benefits and sorting through which one will suit you can be a difficult task.  You need to ensure you take the time and have the assistance of a professional to explore the current and future needs of you and your family. 

First home buyers qualify for assistance from the government and have some fees and charges reduced to make entering the market place a little easier.  

There are packaged loans that generally involve 3 core products such as a mortgage, deposit account and a credit card. There are no-frills products and introductory products.

There are fixed and variable products. 
 
 
 

My personal favourite, Cash Flow Equaliser, this will allow you to choose your own loan repayments for up to three years. (With the option to roll it over and do it again if you like)  You can use this to reduce your mortgage payments in times such as upcoming maternity leave, for education expenses or consolidation of debt and home improvements.  This product is a wonderful tool for reducing monthly commitments and giving you back some lifestyle and taking away some worries.  
 

Please feel free to email me anytime on mailto:rebecca@fbcgroup.com.au and visit our website at www.financialbrokingconsultants.com.au for further information.  I am always more than happy to assist with any questions you may have on mortgages and property.  My service is of no charge to you. 

I am, after all just like you, doing the best I can with children to raise, bills to pay, friends and family to cherish along with coffee and wine to be drank ….    : )